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Ohio Teamsters Credit Union, Inc.Awarded Another 5-Star SUPERIOR Rating And An EXCEPTIONAL PERFORMANCE AWARD

June 1999

Once again, Ohio Teamsters Credit Union, Inc., Cleveland, Ohio has earned a 5-Star SUPERIOR rating and an EXCEPTIONAL PERFORMANCE AWARD, according to BAUER FINANCIAL Reports, Inc., Coral Gables, FL, the nation’s leading independent banking research firm. The 5-Star award recognizes Ohio Teamsters Credit Union, lnc.'s SUPERIOR financial performance and strength. The EXCEPTIONAL PERFORMANCE AWARD is presented to Ohio Teamsters Credit Union, Inc. for having earned a 5-Star rating in EVERY reporting period analyzed by the firm.

The award is based on an analysis of current financial data as filed by Ohio Teamsters Credit Union, Inc. with regulators, supplemented by historical data kept by the firm.

“Earning a 5-Star SUPERIOR rating, our highest rating, is, by itself, a mark of excellence. Earning 5-Stars in every reporting period analyzed by our firm, eighteen consecutive times, is truly exceptional - less than 15% of credit unions nationwide have achieved this distinction. It is evidence of Ohio Teamsters Credit Union, lnc.'s sound management, financial strength and performance over time,” said Paul A. Bauer, president of the research firm.

Ohio Teamsters Credit Union, Inc. has provided credit union services to its members for fifty-nine years. It presently serves over 7,750 members through its FULL-SERVICE main office on Carnegie Avenue in Cleveland.

Ohio Teamsters Credit Union, Inc.: “People Helping People.”

For the star-rating of your credit union or bank, call toll-free 1.800.388.6686 between 8:30 a.m. and 5:00 p.m., Monday thru Friday, Eastern time, or visit our web-site: www.bauerfinancial.com anytime. It’s FREE.

FOR IMMEDIATE RELEASE

CONTACT: Paul A. Bauer
TEL: 1 .305.445.9500
FAX: 1 .305.445.6775
www. bauerfinancial.com